13 assets. 10 chains. One seed. Zero custody.
Hold Bitcoin, Ethereum, Solana, XRP, TRON and the major stablecoins from a single self-custody seed — with Bitcoin over Lightning built in.
One recovery phrase derives every address across 10 chains — Bitcoin, Litecoin, Ethereum, BNB Chain, Polygon, Avalanche, Solana, XRP, TRON and Flare — plus USDC and USDT (on Ethereum and TRON) and Flare's FXRP. No exchange account, no custodian, no compromise.
Bitcoin goes fast too: a Lightning node runs on your phone, initialized from your own seed, so instant low-fee payments stay exactly as non-custodial as everything else — there is no server node and no channel we control.
Only genuine token contracts count as real funds: inbound transfers from unverified contracts are quarantined and clearly flagged, so a scam airdrop can never impersonate your balance. Network selection is resolved server-side on every chain call, so the chain you signed for is always the chain you broadcast to.
Supported assets
Every asset, and what you can do with it
Search or filter by capability — verified against the wallet’s coin registry.
Questions & answers
Multi-chain wallet: common questions
Which coins and blockchains does the SpendTheBits wallet support?+
One BIP-39 seed derives addresses for Bitcoin, Litecoin, Ethereum, BNB Chain, Polygon, Avalanche, Solana, XRP, TRON and Flare, plus the USDC and USDT stablecoins (USDT on both Ethereum and TRON) and Flare's FXRP. Polkadot (DOT) is display-only. Every address is derived on your device.
Does the wallet support Bitcoin Lightning?+
Yes, non-custodially: a Lightning node runs on your phone, initialized from your own seed. You can pay invoices and Lightning addresses and receive at your own @handle Lightning address — there is no server node and no channel we control.
What stops a scam token from showing up as real money?+
Only verified token contracts count as funds. Inbound transfers from unverified contracts are quarantined and flagged — never priced into your balance — and you can hide them entirely.
Can I send crypto to a username instead of an address?+
Yes. You can send to a normal on-chain address or to a human-readable @handle. Every recipient is risk-screened before the send is prepared.
Does SpendTheBits ever hold my private keys?+
No. The seed phrase and private keys are generated and stored only on your device, in the OS keychain. The backend only sees public data like addresses and extended public keys.