Cross-chain USDC bridge
Move USDC across chains in a few taps. Bridge USDC between chains via Circle CCTP, your device signs the burn, the transfer settles itself.
Move USDC between supported chains using Circle’s CCTP. Your device signs the burn transaction; the transfer advances through Circle’s attestation and settles on the destination chain.
Same non-custodial shape as everything else: prepare on the server, sign on your device, track by public data.


Questions & answers
Cross-chain bridge: common questions
How does SpendTheBits bridge USDC across chains?+
It uses Circle's CCTP: your device signs the burn transaction and the transfer advances through Circle's attestation to settle native USDC on the destination chain. The server never signs, it only prepares and relays.
Are bridge fees transparent?+
Yes. The integrator fee is shown up front before you confirm, and every transfer is trackable in Activity.
Further reading
Insights and press on cross-chain bridge
Press release
A Tim Hortons Card Paid With USDC on Arbitrum, Ready in Four MinutesUSDC on Arbitrum paid for a gift card priced on Ethereum. One Face ID, Circle's CCTP in between, card ready in about four minutes. No keys left the phone.
- Native vs Bridged USDC: Why CCTP Changes the Risk
Native vs bridged USDC explained: bridged USDC is an IOU on a bridge contract, native USDC is minted by Circle. How CCTP burn-and-mint removes the lockbox.
- What is Arc? The Arc blockchain Circle built for USDC
Learn how the Arc blockchain from Circle brings sub-second finality and predictable transaction costs to everyday digital dollar payments.
- Gasless USDC Transfers: How Paymasters Work and Who Pays
A gasless USDC transfer lets you send USDC with zero ETH. Here is how ERC-4337 paymasters, EIP-7702 and permits make it work, and what it costs.
- USDC as gas: how Arc changes wallet UX
Discover how the Arc network integrates USDC as gas natively, removing transaction hurdles and changing the self-custodial wallet experience.
- How to bridge USDC to Arc with CCTP
Learn how to bridge USDC to Arc using Circle's Cross-Chain Transfer Protocol with standard and fast transfer options.
- Arc deterministic finality: why it matters for payments
Learn how deterministic finality on Arc settles payments instantly, eliminating confirmation delays and risk for business treasuries.
- When to move USDC between chains, and when to leave it where it is
Moving USDC between chains has a price. Here is how to judge whether a move pays for itself, and the break-even rule our app uses before suggesting one.



