AI proposes. Your device disposes.
An agentic money assistant that drafts actions and flags scams — but can only ever prepare, never sign.
Chat with an assistant that understands your money: it categorizes spending, surfaces proactive insights, and briefs you on scam risk. Crucially, it only prepares proposals — every action still has to be signed on your device.
The support assistant is read-only and redacts seed-phrase patterns before anything reaches the model.
Still non-custodial. Like every feature in SpendTheBits, this runs on the prepare-on-server, sign-on-device model — your keys never leave your phone. See how →
Questions & answers
AI Copilot: common questions
Can the AI Copilot move my money?+
No. The Copilot is strictly prepare-only — it can draft a payment and explain it, but every action must be reviewed and signed on your device. AI proposes; your device disposes.
Is my data safe with the AI assistant?+
The support assistant is read-only and redacts seed-phrase and private-key patterns before anything reaches the model.